Moorhead Homes under $400,000

Welcome to Moorhead, Minnesota, a charming city that perfectly blends small-town warmth with the vibrancy of a growing community. Nestled in Clay County, Moorhead is bordered by the Red River, offering picturesque views and a plethora of outdoor activities. With a rich history and a diverse cultural scene, Moorhead is known for its friendly atmosphere, making it an ideal place to call home.

One of the standout features of this delightful city is its affordability in the housing market. For those seeking a cozy abode without breaking the bank, Moorhead boasts a variety of homes available for under $400,000. From charming single-family homes with spacious yards to modern townhouses perfect for first-time buyers, there’s something to suit every lifestyle and budget.

Moorhead is not just about affordable living; it also offers an abundance of amenities. Residents enjoy access to excellent schools, beautiful parks, and a thriving arts community, including the renowned Fargo-Moorhead Symphony Orchestra and local theaters. The city's commitment to community events, such as the annual Moorhead Blues Festival and the vibrant Farmer's Market, fosters a strong sense of belonging among its residents.

Whether you're drawn by its scenic beauty, friendly community, or affordable housing options, Moorhead is a city that welcomes you with open arms. Explore the possibilities of making this charming city your new home, where comfort and convenience meet a rich tapestry of life. Your dream home awaits in Moorhead!

Newest Moorhead Homes under $400,000

$279,900

4 Beds ⋅ 2 Baths ⋅ 7154682 MLS

Big updates. Room to spread out. A location close to recreation. Welcome to 510 Birch Lane! This 4-bedroom, 2-bath Moorhead home brings together extensive improvements and convenient proximity to Moorhead High School, Morningside Park, and the Cullen Hockey Center. Featuring approximately 1,056 square feet on the main level plus an additional 1,056 square feet in the basement, this home offers space to make your own. Four bedrooms provide flexibility for sleeping space, guests, a home office, or hobbies. Updated bathrooms, fresh paint throughout, and flooring updates throughout much of the home create a refreshed interior. Vinyl plank flooring in the basement adds a finished look and an easy-to-maintain surface. The list of improvements goes well beyond cosmetic touches. A new roof installed in September 2026, all updated windows and window coverings, siding replaced approximately four years ago, and a new concrete driveway installed in 2025 highlight the substantial work already completed. These are updates worth noticing—and appreciating—when choosing your next home. The kitchen features an updated refrigerator, range, dishwasher, and microwave, ready for everyday meals and weekend gatherings. Together with the bathroom, paint, and flooring improvements, these updates add comfort and convenience throughout the home. Enjoy having Morningside Park nearby, with playground equipment, a basketball court, picnic tables, a shelter, and seasonal skating amenities. Moorhead High School and the Cullen Hockey Center are also close by, adding convenient access to school events, hockey, and local recreation. From the recently installed roof to the updated windows, appliances, bathrooms, flooring, paint, siding, and driveway, this home offers a compelling combination of space, improvements, and location. Come see it in person and picture your next chapter at 510 Birch Lane. Schedule your showing today!

510 Birch Lane, Moorhead

Listing courtesy of RE/MAX Legacy Realty.

$183,000

3 Beds ⋅ 1 Baths ⋅ 7154340 MLS

Opportunity is knocking! Located right across from beautiful Hansmann Park, this 3-bedroom, 1-bath home is packed with potential. Whether you're looking for your next flip, a fixer-upper project, or an affordable place to call home, this property is ready for your vision. Enjoy a spacious backyard, quiet neighborhood setting, and plenty of privacy. Bring your ideas, tools, and creativity to transform this hidden gem into something special. Sold AS-IS.

1323 12th Avenue N, Moorhead

Listing courtesy of RE/MAX Advantage Plus.

$349,900

3 Beds ⋅ 3 Baths ⋅ 7153961 MLS

NEW DECK, SOD & SPRINKLER SYSTEM! Welcome to Prairie Parkway, Moorhead’s newest development! The Jackson floor plan offers 3 bedrooms, 3 bathrooms, and modern style with a layout designed for comfortable everyday living. Enjoy the added value of a 12x12 green treat deck with stairs, along with final grading, sod, and a sprinkler system already included. With these outdoor features taken care of, you can spend more time enjoying your new home and everything it has to offer. This is a great opportunity to make Prairie Parkway home!

2522 38th Avenue S, Moorhead

Listing courtesy of REAL (405 FGO).

$344,900

3 Beds ⋅ 3 Baths ⋅ 7153338 MLS

New Construction!! 3 bedroom/3 bathroom Jackson plan by Jordahl Custom Homes. Main level has kitchen with island, dining area and living room. Upper level has master bedroom suite with WIC, a second bedroom and full bathroom. Lower level has family room, a bedroom, bathroom and laundry room. Two stall garage completes the new home.

2463 43rd Avenue S, Moorhead

Listing courtesy of RE/MAX Realty 1.

$169,000

3 Beds ⋅ 1 Baths ⋅ 7153519 MLS

Cute and full of charm, this 1½-story home offers three bedrooms in South Moorhead. Move-in ready, it features updated vinyl siding, windows, flooring, and bathroom. Plus a detached two-stall garage. A welcoming home with updates already in place—come see all it has to offer!

311 15th Street S, Moorhead

Listing courtesy of Park Co., REALTORS®.

$316,000

4 Beds ⋅ 2 Baths ⋅ 7152708 MLS

You will love this 4 bed, 2 bath, move in ready home. Let's jump right to a couple updates! The shingles are only 2 years old, the hard surface flooring is new upstairs + the entry way & stairs, the W/D is like new & sellers had some fresh siding repairs completed. The entry way is spacious, there is plenty of natural light, the main living space is open & inviting, love the Hollywood bath + nice sized bedrooms. A bonus, there is a flex space off the lower-level living room that you can use however you'd like! We can't wait for you to see it.

4410 16 Street S, Moorhead

Listing courtesy of RE/MAX Legacy Realty.

$287,500

4 Beds ⋅ 2 Baths ⋅ 7152638 MLS

Welcome home to this well-maintained 4 bed, 2 bath home in the heart of Moorhead! Featuring numerous updates throughout the interior, this home offers a fresh, move-in-ready feel with plenty of space to spread out. The main level provides comfortable living areas, while four bedrooms offer flexibility for family, guests, or a home office. Outside, enjoy a spacious 0.27-acre lot with a fully fenced backyard—perfect for pets, entertaining, gardening, or simply relaxing. The exterior has also been refreshed with freshly painted siding, adding to the home’s great curb appeal. With a 2-stall garage and a convenient Moorhead location close to schools, parks, shopping, dining, and other amenities, this is one you won’t want to miss!

3503 13th Street S, Moorhead

Listing courtesy of REAL (3540 FGO).

$259,900

2 Beds ⋅ 2 Baths ⋅ 7150587 MLS

Welcome to Unit 508 — A Home Defined by Quality, Comfort & Craftsmanship. Step inside this beautifully updated condominium and immediately feel the difference. Every improvement — from the full Wendt Construction remodel to the 2026 bathroom rebuilds — reflects a commitment to quality and long-term durability. This is a home designed for modern living, effortless entertaining, and peace of mind. The open-concept kitchen and dining area features custom cabinetry, granite countertops, Bosch appliances, under-cabinet lighting, and thoughtful touches like rollout pantries and pre-plumbing for a built-in Miele espresso machine. The living spaces are warm and inviting, with engineered hardwood flooring, solid-core doors, and custom closet solutions. Both bathrooms were completely or substantially rebuilt in 2026 with premium materials: epoxy grout, Kohler cast-iron tub, European-style fixtures, custom vanities, quartz countertops, and ultra-quiet Panasonic Whisper Choice fans. Smart-home upgrades, new appliances, Rusco windows, custom blinds, fresh paint, and coordinated lighting complete the picture — making Unit 508 a truly move-in-ready home with exceptional value and beautiful views!.

105 3rd Street N Unit 508, Moorhead

Listing courtesy of Park Co., REALTORS®.

$299,900

6 Beds ⋅ 3 Baths ⋅ 7151647 MLS

Welcome to 415 3rd Ave S in Moorhead! If you’re looking for a home with plenty of space, flexibility, and an impressive list of recent updates, this property has a lot to offer. Featuring 6 bedrooms and 3 bathrooms, there is plenty of room to spread out and make the space your own. The home has seen extensive improvements, including new flooring throughout, fresh interior paint, new carpet in all carpeted areas, and a new mini-split system for added comfort. Most of the windows have also been replaced, and the main-floor kitchen features brand-new stainless steel appliances. Major exterior improvements have been completed as well. The roofs on both the home and garage were replaced this spring. Outside, you'll find a fully fenced backyard along with a 2-stall detached garage that is heated and insulated and features brand-new garage doors. One of the most unique features of this property is its versatility. Enjoy the space as a large single-family home, or explore the opportunity to utilize the property as a 2–3 unit property, offering potential rental income, or an investment opportunity. Buyers should verify permitted use, zoning, licensing, and unit configuration with the City of Moorhead. With 6 bedrooms, 3 bathrooms, extensive updates, newer windows, new roofs, a heated and insulated garage, and a fully fenced backyard, 415 3rd Ave S offers a combination of space and flexibility that can be hard to find. Schedule your showing today and come see all the possibilities this property has to offer!

415 3rd Avenue S, Moorhead

Listing courtesy of KW Inspire Realty Keller Williams.

$264,900

4 Beds ⋅ 2 Baths ⋅ 7149015 MLS

Does your growing family need more space? This 4 bedroom, 2 full bathroom home in South Moorhead is ready for you! 4 bedrooms, with 2 on each level, and a full bathroom both upstairs and downstairs provide wonderfully flexible space to use how you want. Located on a quiet culdesac near the Village Green golf course, this home sits in a fantastic location with access to the interstate to get anywhere you need with ease. The deck and fully fenced back yard are a fantastic addition to entertain and let the kids and pets run around with wonderful peace of mind. A brand new roof, fresh paint everywhere, and caring homeowner make this a great place to call home. See you soon!

2909 29th Avenue Circle S, Moorhead

Listing courtesy of REAL (216 FGO).

$72,500

2 Beds ⋅ 1 Baths ⋅ 7140432 MLS

This South Moorhead end unit condo is ready for it's next owner! With thoughtful updates already done for the new owner like new painted walls & ceilings, flooring, updated bathroom and more! Combine those updates with the affordable price of $72,500! this condo is a great option for someone looking for simple living. HOA of $350/month covers lawn, snow, exterior maintenance, exterior insurance, and common room laundry. The unit features 2 beds 1 bath and a 1 stall garage. To schedule a tour reach out to your favorite agent today! ***Please note*** no pets allowed and rentals are allowed with HOA preference against short term rental.

3108 5th Street S Unit 9, Moorhead

Listing courtesy of Berkshire Hathaway HomeServices Premier Properties.

$339,860

4 Beds ⋅ 2 Baths ⋅ 7150049 MLS

Welcome to the stunning new Fillmore floor plan! This beautiful new construction home is currently under construction and offers 4 bedrooms and 2 bathrooms with a thoughtfully designed layout that blends comfort, style, and everyday functionality. The home features stylish painted cabinetry, quartz kitchen countertops, and modern finishes throughout. The open-concept design creates a welcoming space perfect for both everyday living and entertaining. Don’t miss your opportunity to make this brand-new home yours! Schedule your showing or request more details today. Photos are from a previous model.

2705 42nd Avenue S, Moorhead

Listing courtesy of eXp Realty (3240 WF).

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.